![]() Someone can steal or misappropriate personal information without then committing identity theft using the information about every person, such as when a major data breach occurs. Identity fraud is often but not necessarily the consequence of identity theft. According to a report done for the FTC, identity theft is not always detectable by the individual victims. ĭetermining the link between data breaches and identity theft is challenging, primarily because identity theft victims often do not know how their personal information was obtained. Personally identifiable information generally includes a person's name, date of birth, social security number, driver's license number, bank account or credit card numbers, PINs, electronic signatures, fingerprints, passwords, or any other information that can be used to access a person's financial resources. The person whose identity has been stolen may suffer adverse consequences, especially if they are falsely held responsible for the perpetrator's actions. Identity theft deliberately uses someone else's identity as a method to gain financial advantages or obtain credit and other benefits, and perhaps to cause other person's disadvantages or loss. as the theft of personally identifiable information. Since that time, the definition of identity theft has been statutorily defined throughout both the U.K. The term identity theft was coined in 1964. Identity theft occurs when someone uses another person's personal identifying information, like their name, identifying number, or credit card number, without their permission, to commit fraud or other crimes. The IRS rejects the return as a duplicate. The victim submits their legitimate tax return. The IRS issues a refund to the fraudster. The fraudster files tax return paperwork in the victim's name, claiming a refund. ( Learn how and when to remove this template message)Įxample of an identity theft crime: 1. ( August 2020) ( Learn how and when to remove this template message) ![]() You may improve this article, discuss the issue on the talk page, or create a new article, as appropriate. The examples and perspective in this article deal primarily with the United States and do not represent a worldwide view of the subject.
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